Full-time employees have a choice of the Dental Expense Plan administered by AETNA Dental or a Dental Plan Organization program. Both plan types are briefly described below. The premium cost of the coverage is borne jointly (50% - 50%) by the State and the employee. Employees may choose from the two types of dental plans offered by the State. If you choose to enroll in a dental plan, you must remain in the dental plan you select for at least 12 months.
AETNA Dental Expense Plan
This plan offers a member the freedom to choose his/her own dentist and provides a percentage of coverage for reasonable and customary charges.
Dental Plan Organizations
A Dental Plan Organization (DPO) is similar to a medical Health Maintenance Organization. The full cost for most services is prepaid to the dentist, but certain services require that the employee pay an additional co-payment. If the employee chooses a more expensive treatment, he or she must pay the extra cost. Services rendered by a dentist who is not a member of the Dental Plan Organization will not be covered, unless that dentist is referred in advance by the Dental Plan Organization. Following is a list of available DPOs: Aetna DMO, Atlantic Southern Dental, Cigna Dental Health, Community Dental Associates, Healthplex, Horizon Dental Choice.