Self Service Supplemental Retirement Elections
New - Employee Self Service Supplemental Retirement Plan Benefit Elections now offered for 403(b) plans in Workday
Beginning Monday, February 2, 2026, all full-time employees and adjuncts will be able to make employee self service 403(b) supplemental retirement plan benefit elections in Workday.
This applies exclusively to the voluntary 403(b) retirement plans, including both pre-tax and Roth (post-tax) options, offered by the following designated service providers:
- Corebridge (formerly VALIC/AIG)
- Empower Retirement (formerly Mass Mutual)
- Equitable
- MetLife/Brighthouse
- TIAA
- Voya Financial
This Workday guide will walk you through the enrollment process step-by-step. Once you complete a request to elect/waive 403b payroll deductions in Workday, your request will be reviewed by the Office of Human Resources Benefits Team.
- To explore options: You may enter the Workday “Change Benefit” item under the Benefits and Pay app to explore plan and provider options. No changes will be saved unless you hit the submit button.
- To make changes: If you would like to elect/update/waive these plans, follow the prompts to submit your selections. You are encouraged to print the 2026 Benefits Summary (which will appear after you submit your elections) as a personal reference.
- To leave it all as is: If you do not want to make any changes to your 403(b) plan(s), no action is required.
Effective Date
All elections processed in Workday for the 403b will be effective as of the first day of the pay period which includes your event date.
Active 403(b) account required
Making a request to start a 403b deduction in Workday or to change to a new service provider, does NOT create an automatic 403b enrollment with the designated service provider. Please note that you are required to have an active 403b account with a designated service provider of your choice so that we are able to remit funds to them.
Important Reminders:
- Newly hired employees that are within the first 60 days of employment must make their 403b elections on their new hire forms.
- Employees that are not actively enrolled in a mandatory NJ State administered retirement plan, such as ABP, PERS or PFRS, due to temporary status or being retirees of a NJ State retirement system, that are interested in enrolling in a 403b may contact benefits@kean.edu for special instructions. If you are in these categories, you will be unable to use the self-service portal to start and/or update your 403b payroll deductions.
- You may make future 403b changes (elect/waive) as of the start date of any future pay period. See the 2026 Payroll Calendar for details.
- You must use today's date or a future date for your deduction start date within the current calendar year. The deduction start date cannot be in a future calendar year. You may NOT modify 403b deductions that have occurred in the past or in a completed payroll.
- This election will represent an electronic 403b Salary Reduction Agreement and shall be legally binding and irrevocable while your employment continues, unless you make a future change.
403(b) and 457(b) Contribution Limits Increase in 2026
Annually, the IRS establishes maximum contribution limits for employees who participate in 403(b) retirement savings plans. The 403(b) plan maximum contribution amounts for 2026 are as follows:
- $24,500 – Annual contribution maximum for individuals ages* 49 and under
- $8,000 – Catch-up contribution** for individuals ages* 50 to 59 and 64 or older ($32,500 total annual maximum)
- $11,250 - Catch-up contribution** for individuals ages* 60 to 63 ($35,750 total annual maximum)
*Age for this purpose is defined as age by the end of the calendar year (i.e., on December 31, 2026).
Mandatory Roth Treatment for High Earners
Effective for plan years beginning on or after January 1, 2026, catch-up contributions to the 403(b) made by employees who earned more than $150,000 (based on prior year compensation on W-2, Box 3) must be designated as after-tax Roth contributions. Employees earning $150,000 or less are exempt from this mandatory Roth treatment and can continue to choose between pre-tax and Roth catch-up contributions.
Resources & Questions
Resources
403(b) Worksheet – For employees who want to reach a maximum
My Guide - Change Benefits - Enroll/Update 403b & 403b ROTH
Questions
The HR benefits team is here to support you. If you have questions regarding your benefits, please free to contact us:
- Via email benefits@kean.edu
- Via phone - Paige O’Brien (908-737-3302) or benefits team contacts
- In Person - Administration Building 2nd Floor
- Walk Ins welcome for general questions.
- Appointments recommended for in-depth topic reviews.